New 200+ merchants across Pakistan

Shop now,
pay later
in three parts.

BaadMay lets you split any purchase into three interest-free payments. No credit card required. Approved in seconds at checkout.

A
S
M
F
+
500,000+ shoppers trust us
Approved in 2s
3,482 shopping now
4.8 app rating

Trusted by 200+ merchants across Pakistan

Khaadi· Sana Safinaz· Gul Ahmed· Urbansole· iShopping.pk· Sapphire· Bata· Limelight· J.· Outfitters· Dvago· Naheed· Khaadi· Sana Safinaz· Gul Ahmed· Urbansole· iShopping.pk· Sapphire· Bata· Limelight· J.· Outfitters· Dvago· Naheed
500K+
Happy shoppers
200+
Partner merchants
Rs. 2B
Processed to date
4.8/5
App Store rating
Why BaadMay

A smarter way to shop.
Built for Pakistan.

No paperwork. No interest. No surprise fees. Just a thoughtful way to spread your purchases — online and in-store.

0% interest

On every single installment. No hidden APR, no surprise fees, no catch. Pay exactly what's on the price tag — just split it into three.

Approved in 2 seconds

Our soft-check runs instantly at checkout — no long forms, no impact on your credit.

No credit card

Use debit, wallet, or bank.

Bank-grade security

Regulated by SECP.

Use anywhere in Pakistan

Online, in-app, or in-store — 200+ merchants from Karachi to Islamabad accept BaadMay.

Fashion Electronics Home Beauty +5 more
How it works

Three steps. Zero stress.

From browsing to checkout to paying off — every step is designed to feel effortless.

01

Shop at 200+ merchants

Browse any partner store online, in-app, or in-store. Look for the BaadMay logo at checkout.

02

Pick BaadMay at checkout

Get an instant decision. Pay the first third today to confirm your order.

03

Pay two more times

Second and third installments auto-debit 30 and 60 days later. Track it all in-app.

See the detailed walkthrough →
200+ merchants

Brands you already love.

View all merchants
Loved by customers

Real stories from real shoppers.

"

BaadMay made it possible to get my wedding outfits from Khaadi without draining my savings. The three-month split was exactly what I needed.

AR
Ayesha R.
Lahore · Customer since 2024
"

I bought a laptop from iShopping.pk for work. The approval was instant and I paid it off in two months — no interest, no fuss.

BM
Bilal M.
Karachi · Customer since 2023
"

As a student, affording electronics used to be impossible. BaadMay genuinely changed how I budget. The app is beautiful too.

FK
Fatima K.
Islamabad · Customer since 2025
For businesses

Integrates with every
platform you run on.

Whether you're on Shopify, WooCommerce, Magento, or a custom build — BaadMay drops into your checkout with minimal engineering.

Become a partner Talk to sales
+40%
Higher checkout conversion
+85%
Average order value uplift

Shopify

One-click app install

WooCommerce

Native WP plugin

Magento

Adobe Commerce module

Custom

Clean REST API & SDKs

Compare

Why choose BaadMay.

We built BaadMay to be the clear, honest, interest-free option in a market full of confusing alternatives.

Feature
BaadMay
Three interest-free installments
Credit cards
Traditional revolving credit
Interest rate
0% — always
36%+ APR typically
Approval time
2 seconds
2–4 weeks
Paperwork required
None
Extensive
Impact on credit score
Soft check only
Hard pull required
Late fees
Capped, transparent
Compound daily
Works in Pakistan
200+ merchants
Limited acceptance
Download

Your wallet, reimagined.

Track installments, browse merchants, and manage your spending limit — all from a single beautifully simple app.

Instant spend tracking
Payment reminders
Merchant discovery
Pay early, anytime

Scan to download

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